Email Scams

IT

Every time you open your email program chances are you’ll find a message that contains an email scam. When you think of the word scam you might automatically think of a criminal trying to steal your money. Email scams, either directly or indirectly, are designed to cheat you out of your money one way or another.

Email scams can come in all shapes and sizes. This article will provide some examples of the types of email scams you might find on the internet today.

Employment Scams

One of the more popular types of email scam you might encounter is the employment scams, usually dealing with foreign or overseas employment. These scams are often targeted towards people in Asian and other countries with high unemployment rates. There are a few ways in which the unsuspecting recipient could be scammed:

  • An offer of guaranteed employment within a certain period of time, for a fee.
  • The criminal claims to be working on behalf of a real company overseas. After a telephone interview or a face to face interview, the victim is told they got the job but need to pay a certain amount of money to cover administrative fees, work permits, visas and so on.

Get Rich Quick Scams

These are emails that offer the recipient a chance to earn money effortlessly and quickly. An example of this type of scam would be the Advance Fee Fraud, also known as the “Nigerian 419” scam. In these scams, you get an email from a government “official” asking for your assistance in transferring money from a bank in their country to another one. The victim is asked to provide letterhead and other information from their current bank (including bank account numbers) to expedite the transaction. Of course, there is no money coming from that foreign government. The only money changing hands is the money the criminals take from your bank account.

Other examples of getting rich quick email scams include:

  • The Foreign Cashier’s Check Scam
  • Work at Home scams
  • Investment opportunity scams
  • Foreign lottery scams

Credit Card / Loan Scams

The victim receives an email stating they’ve been pre-approved for a credit card or a personal loan. The victim is asked to pay a fee to guarantee the loan or credit card. The criminal keeps the money, and the victim receives nothing.

Credit Repair Scams

An email is sent out that guarantees the recipient can “fix” their bad credit or bankruptcy for a fee. No company can fix someone’s credit – it’s just the con artists preying on the desperate yet again.

Product Scams

Whether it’s herbal male enhancement pills or weight loss drugs, the products sent out don’t live up to the claims made in the original email messages. The victims are just throwing away good money on products that don’t work.

Protect Yourself from Email Scams

Don’t respond to unsolicited emails you receive that promise you a windfall. Chances are they are a scam or a Phishing email. Be skeptical of any claims made in these emails you receive. You can always go to your favorite search engine to determine the legitimacy of the email.